Vicarious Liability: ( Liability for act of others) An employer is responsible not only for his own negligence but also for the negligence of his employee, if such negligence occurs in course of employment and within its scope and during the working hours, by the principle of respondent superior ( let the master answer ).
Product Liability: The physical agent (defective medical or surgical instrument) which caused the injury or death of the patient during treatment by the doctor. In such cases the manufacturer becomes responsible for injury or death.
Medical Indeminity Insurance: Contract under which the insurance company agrees, in exchange for the payment of premiums, to indemnify the insured doctor as a result of his claimed professional negligence.
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