Wat is nationalized bank .....banko ka nationalization means kya hota h..aur wo unnationalized se kaise differ hai
CRR (Cash Reverse Ratio): CRR is the amount of funds that the banks have to keep with RBI. If RBI increases CRR, the available amount with the banks comes down. RBI is using this method (increase of CRR), to drain out the excessive money from the banks.
SLR (Statutory Liquidity Ratio): SLR is the amount a commercial banks needs to maintain in the form of cash, or gold, or govt. approved securities (Bonds) before providing credit to its customers. SLR rate is determined and maintained by RBI in order to control the expansion of the bank credit. Need of SLR: With the SLR, the RBI can ensure the solvency of a commercial banks. It is also helpful to control the expansion of the Bank credits. By changing SLR rates, RBI can increase or decrease bank credit expansion. Also through SLR, RBI compels the commercial banks to invest in the government securities like govt. bonds. Main use of SLR: SLR is used to control inflation and propel growth. Through SLR rate the money supply in the system can be controlled effectively. (source: bank power ibps po pdf capsule)
Cash reserve ratio .every bank has to keep it in the RBI. Statutory liquidity ratio -its the ratio of all banks that are working in India , every bank keep it on by on and its control money liquidity
Crr aur slr rakhta q h
Only CRR (4%)and SLR(23%) is kept with RBI , and the remaining 73% is the lendable money.
Other 8 banks are not nationalised banks , they were initially under govt . Don't be confused with the term "nationalized".
Bank apna kuch share crr,msf , slr,car aur na jaane kya kya rbi ke pass rakhti h to fir bank ke pass kya bachta h....ye sb kaise wrk karte h srikant g kuch detail me btaao how all banks work...rbi involment in private nd public sector banks
K then aapne bola ki nationalized banks are public sector banks aur wo 19 h aur fir aap bole ki public sector banks 27 h mjhe confusion ye h ki kya baaki kr 8 banks nationalized nae h....to fir enka dhare gov ke pass kaise rahta h plz mjhe thora clerly samjhayiye srikant g
private sector banks are those banks in which majority of stake is held by private individuals and not by the govt.
Public Sector banks are those banks where at least 51% of share is held by govt.
Sreekant g is your ans always b perfect thanks acha ye private sector bank means wat